What Are Fix and Flip Loans?

Fix and Flip Loans are tailored for real estate investors who want to purchase, renovate, and resell properties for profit. Unlike traditional mortgages, these loans focus on the property’s after-repair value rather than long-term ownership, making them ideal for short-term investment strategies. I guide my clients through the process from start to finish, helping you understand how the loan works, what lenders expect, and how to structure financing to maximize your return. My goal is to make the process clear, efficient, and strategically aligned with your investment objectives.
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Quick Access to Funding

Speed is critical in fix and flip projects, and these loans are designed to provide fast access to capital. Whether you’re competing in a hot market or need to secure a property quickly, Fix and Flip Loans allow you to move without delay. I work with you to prepare your application, gather documentation, and communicate effectively with lenders so you can close on properties quickly and confidently. My approach ensures you’re prepared to act fast while minimizing stress throughout the transaction.
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Financing for Renovation Costs

One of the biggest advantages of a Fix and Flip Loan is the ability to include renovation costs in the financing. This means you don’t need to pay out of pocket for repairs upfront, allowing you to focus on improvements that increase the property’s value. I help you calculate realistic renovation budgets, prioritize improvements, and ensure the loan covers the necessary costs. By structuring the loan correctly, I make sure you have the resources to complete your project successfully and maximize your return on investment.
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Benefits of Fix and Flip Loans

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Fast funding to secure investment properties quickly

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Renovation costs can be included in the loan for easier project management

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Short-term, flexible loan terms tailored to your project

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Helps maximize returns by focusing on after-repair value rather than personal income
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Flexible Terms for Investors

Fix and Flip Loans offer flexible terms to accommodate short-term projects, typically ranging from 6 to 24 months. Interest rates, repayment schedules, and loan amounts can often be tailored to fit your project timeline. I work closely with you to review different term options, understand repayment expectations, and ensure the loan aligns with your investment strategy. With the right plan, your financing becomes a tool that supports your goals rather than a constraint.
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Why Choose Us – Your Trusted Partner

Patty Galceran takes the time to understand your unique financial situation and goals, guiding you through every step of the mortgage process with clarity and personalized support. Whether it’s your first home, an investment property, or a complex loan, she ensures the process is straightforward and stress-free.

With Patty by your side, you’re not just getting a loan — you’re gaining a trusted partner who genuinely cares about your success. She provides expert guidance, honest advice, and a supportive experience to help you achieve your homeownership goals with confidence.

We are known for

Personalized Guidance – Patty Galceran takes the time to understand your goals and financial situation, providing tailored solutions for every client.

Expert Knowledge – With deep experience across a wide range of loan programs, Patty ensures you get clear, accurate advice at every step.

Smooth & Stress-Free Process – From application to closing, Patty makes the mortgage experience simple, transparent, and worry-free.

Commitment to Your Success – Patty is dedicated to helping you achieve homeownership and investment goals while building long-term financial confidence.

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Why Choose Rapid Closing?

Choosing the right mortgage partner can make all the difference in your homeownership journey. At Rapid Closing, we combine speed, expertise, and personalized care to deliver financing solutions that are tailored to your goals. Whether you’re a first-time home buyer, refinancing, or exploring specialized programs, our team is dedicated to making the process smooth, transparent, and stress-free. With Rapid Closing, you’re not just getting a loan—you’re gaining a trusted partner who stands by you every step of the way.

We are known for

Fast & Reliable Closings – Streamlined processes that save you time and stress.

Wide Range of Loan Programs – From FHA and VA to DSCR, Jumbo, and USDA loans.

Personalized Guidance – Clear, step-by-step support with dedicated loan specialists.

Flexible Solutions – Options designed for first-time buyers, investors, and unique situations.

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"FAQs"

I work with a wide range of loan programs, including FHA, VA, Conventional, Jumbo, DSCR, Bank Statement, and more. My goal is to find the right mortgage that fits your unique financial situation and homeownership goals.

I take the time to understand your needs, income, credit profile, and long-term goals. Together, we review your options and select a program that offers the best combination of affordability, flexibility, and financial strategy.

Absolutely! Many of my loan programs, such as Bank Statement Loans, DSCR Loans, and Assets-As-Income Loans, are designed for self-employed individuals, investors, or those with unique income sources. I help you understand the documentation and eligibility requirements.

 

The timeline depends on the type of loan and your financial situation, but I strive to make the process as smooth and efficient as possible. I guide you through each step, keep you informed, and work to ensure timely approvals and closings.

 

Yes! I specialize in helping first-time buyers navigate the process with programs that include low down payments, grants, and other forms of assistance. I provide guidance, education, and support to make your first home purchase stress-free.

 

Getting started is easy! You can reach out to me directly through the website or by phone. I’ll schedule a consultation to review your goals, discuss your loan options, and create a customized plan to help you achieve your homeownership or investment objectives.

Start Your Investment with Confidence

Fix and Flip Loans provide the financial flexibility needed to execute profitable renovation projects while reducing personal risk. I guide you through the approval process, help you assess property potential, and ensure your financing is structured for success. With my support, you can focus on completing renovations efficiently, selling for the best price, and growing your investment portfolio with confidence and clarity.