My approach is rooted in clarity and open communication. Mortgages can come with unfamiliar terms and decisions, so I make sure you always know what’s happening, why it matters, and how it supports your overall financial picture. There are no rushed explanations, no hidden details, and no one-size-fits-all recommendations — just genuine guidance and honest conversation every step of the way.

I work with all types of borrowers — first-time buyers, growing families, investors, retirees, and self-employed individuals with non-traditional income. Whether you’re exploring FHA, VA, Conventional, Bank Statement, DSCR, Jumbo, or other unique loan programs, I help you navigate the process with clarity and confidence. My goal is to make securing financing not just successful, but empowering.

With extensive experience in mortgage lending and a deep commitment to client care, I’ve built a reputation for being thorough, reliable, and genuinely invested in the people I serve. I take the time to listen, ask the right questions, and understand the “why” behind your goals so I can match you with the loan program that truly supports your long-term plans — not just your immediate needs.

At Patty Galceran Mortgage Services, you’re not just securing a loan — you’re building a foundation for your future with a trusted partner by your side.